More Than Advisors.
Your Financial Partners.

We don’t just manage money. We help your family live the life you’ve worked so hard to build.

Where Our Values Meet Your Goals

Royal American’s Value-Driven Model:

  • Legacy

    We focus on long term wins, not short term value, taking a modern approach to sound financial principles to build foundations of multi-generational legacy.

  • Fiduciary Duty

    We prioritize our obligations as a fiduciary to always seek out and present options in your best interests, informed by our expertise.

  • Education

    We build collective success by passing on financial knowledge for clients and the next generation of advisors.

  • Relationships

    We build enduring, multi-generational relationships, focusing on wealth preservation and helping families retain their financial legacy.

  • Experience

    We capitalize on our advisors’ extensive 25+ years of experience through multiple economic cycles, ensuring our credibility as seasoned and agile professionals.

  • Approachability

    We offer expert, client-centered and personalized guidance for anyone, without the jargon, pressure, or one-size-fits-all approach.

  • Commitment

    We practice resilience and dedication so we can work to “make it happen,” no matter what it takes.

The Royal American Story

Dedicated to Smart Financial Decisions from Day One

Humble beginnings
and a theory of change

Over 25 years ago, founder Scott Buchanan launched Royal American Financial Services with just a phone book and a mission: to help clients take control of their financial futures. As a single father during the early 2000s financial crisis, Scott understood the weight of financial uncertainty—and the power of sound advice.

As a fiduciary, Scott believed in the power of clear, disciplined financial principles—but saw too many people making costly, emotion-driven decisions. In response, he pioneered a more human approach to advising that’s grounded in education, lasting relationships, and multi-generational legacy.

Partnership With Purpose. Persistence For Results.

Built on the belief to “make it happen,” Royal American has guided clients through economic shifts with a personal, empowering approach. The result? A trusted, relationship-driven firm with deep experience and a growing, multi-generational client base.

Proudly a fiduciary

As fiduciaries, we invest alongside our clients in evidence-based portfolios rooted in modern portfolio theory. Our success is measured by yours—and we remain unwaveringly committed to putting your best interests first.

Committed to Mentorship and Generational Education

In 2009, Royal American opened a dedicated education space, where Scott has hosted investment classes for over a decade. Today, that same space is home to his flagship coaching program—training the next generation of advisors with a mentorship-first mindset.


Scott’s commitment to lifelong learning extends to the entire Royal American team. Every advisor actively invests in ongoing education and hands-on coaching to deliver forward-thinking financial guidance to our clients

A “Best Kept Secret” in Financial Planning

Since its inception, Royal American has grown from a one-man mission into a thriving family-run business. After six years as a park ranger (and 15 lives saved), Scott’s son, Ryan Buchanan, joined the firm as a financial advisor in his own right—a graduate of the very mentorship Scott Sr. has championed for decades.


Known by referral, not by ads, Royal American has earned our client’s trust and become their go-to source for financial planning and wealth management. Our team serves families and small business owners with personal, long-term guidance that seeks to help them build legacies that last for generations.

Curious about financial advising? Reach out to a firm that cares

Our Team

Meet the people behind Royal American’s 25+ years of experience, 4 generations of long-term clients, and $125 million in asset management.

Scott Buchanan

Meet Scott Buchanan—principal of the firm and a seasoned investment Advisor with 25 years of experience. Scott is at the helm of a family-oriented business...
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Kara Buchanan

Meet Kara Buchanan—a dedicated professional and warm-hearted executive who has served as the Director of Client Services at Royal American Fina...
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Ryan Buchanan

Meet Ryan Buchanan, Wealth Preservation Specialist at Royal American Financial Advisors and proud graduate of California State University...
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Financial Planning Should be Personal
–Because Your Story Matters.

Join us in building multi-generational legacies of financial security, intelligent investing, and trustworthy guidance.
You’ve worked hard for your future—now make sure it works for your family.
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