Insure Your Future Now, Ensure Their Security Later
More Than A Policy.
A Promise.
More Than A Safety Net.
An Act Of Love.
More Than Financial Security.
Peace Of Mind.
Stable, Secure Partnerships Work With Reliable Carriers, Always
Long-term financial stability starts with reliable carrier relationships. With decades of experience and strong industry relationships, we partner with only carefully-vetted life insurance carriers, advocating for you at every milestone.
You Can’t Predict the Future, But You Can Protect It
Life Happens. We Help You Prepare.
Choosing life insurance today secures your loved ones’ future, so you can focus on living in the moment.
Ensure Financial Security
Ease End-Of-Life Costs
Keep On Providing
A Lifetime of Security,
Built for You
The Royal American Difference? We Pay Attention to the Details.
Tailored Coverage Options
We don't believe in one-size-fits-all solutions. Our advisors design customized policies based on your unique needs and goals.
Reliable Claims Process
We work with top-tier carriers who offer a smoother claims experience, ensuring timely support when it’s needed most.
Long-Term Policy Stability
We source policies backed by carriers, vetted for their financial stability, rating, and reputation, to help ensure long-term reliability and peace of mind.
Flexibility for Long-Term Medical Care
Depending on your unique situation, we may explore policy riders granting living owners partial access to death benefits to cover related long-term medical expenses.
Experience True Partnership
You’re Here for Them. We’re Here for You.
You deserve a life insurance policy as unique as your life, and an advisor who cares as much as you do.
Advisors And Advocates
We invest time in getting to know you, first and foremost. The more we understand your unique needs and priorities, the more we can protect your interests.
Partners Who Personalize
Our fiduciary-driven advisors conduct personalized needs assessments to ensure that clients select the right type and amount of coverage tailored to protect their family’s future.
Educators Who Empower
You have a right to understand not just the what, but the how and why behind your insurance options. We combine expert advice with accessible education, so you can make policy decisions from a place of knowledge and empowerment.
Fiduciaries
Being a fiduciary means we are always on your side–legally, ethically, and personally. Our clients trust our reliable, transparent advice laser-focused on your best interests.
Our Personalized Process
Navigate Life’s Uncertainties with Clarity and Confidence
Step-by-step, Royal American advisors guide you towards a future of financial stability.
1 Assess Your Needs
Meet with your dedicated advisor for a comprehensive assessment of your unique financial situation and goals.
2 Understand Your Options
3 Receive Expert Recommendations
4 Experience Ongoing Support
Join Our Family,
Protect Yours.
Life Insurance
Frequently Asked Questions
Have more questions? Want to explore a partnership with Royal American?
Contact us for a free consultation.
What type of life insurance is best for me?
Every life is unique, and life insurance is no exception. The best life insurance for you depends on your financial goals, coverage duration, budget, and long-term needs. Royal American conduct personalized needs assessments, taking time to understand your situation and using the information to compile options in your best interest.
How much life insurance coverage do I need?
It’s not easy to anticipate a future that’s still unknown. The type and amount of life insurance coverage best for you depends on numerous factors such as income, outstanding debt, future needs and long term financial goals. When you work with one of our advisors, you can rest assured that you have a partner experienced in making recommendations proportionate to your family.
Can I adjust my coverage if my financial situation changes?
Absolutely! Here at Royal American we offer a variety of insurance plans and coverages to fit the needs of each individual client. As your life changes, we help review and adjust your policies accordingly.
How does life insurance fit into my overall financial plan?
Life insurance sets you and your family up for long-term financial security–a buffer to step in when major shifts occur. Among other benefits, our life insurance clients experience financial protection, tax effective benefits, wealth preservation, and peace of mind.
Invest In Your Future Today.
Build Your Legacy For Generations.
