Smarter Wealth Management, Built Around You
Set Yourself Up for Financial Success
Enjoy Comprehensive Wealth Management for
Long-Term Stability
Our detailed approach makes sure every aspect of your finances serves your best interests–now and later.
Accumulate Long-Term Wealth
Build lasting wealth with strategic investment planning. Our advisors use modern strategies and follow disciplined investment principles striving to grow and protect your assets for the future.
Manage Risk
Protect your assets with expert risk management. Our advisors assess your financial profile, balancing growth and stability to secure your financial future.
Personalize Your Investment Strategies
Everyone’s relationship to finances is unique to their values, goals, and risk tolerance. Tailor your strategy to best reflect what matters, and who you care about, the most.
Integrate Your Approach to Financial Planning
Your life does not exist in silos, and neither should your finances. Pull together tax, retirement, and estate planning into one comprehensive financial plan.
Putting You First Experience Our Multi-Faceted Approach
No Ad Hoc Financial Advice.
No Generic, One-Size-Fits-All Template.
Every recommendation we make, every part of your financial strategy we develop, is collaboratively designed with your best interests and one goal in mind: working to secure the strongest financial future you can imagine, for generations to come.
THE ROYAL AMERICAN WEALTH MANAGEMENT MODEL
Our Services
Explore The Many Ways Royal American Wealth
Management Can Support You & Yours.
Our holistic services include:
Investment Strategy
A tailored portfolio based on risk tolerance, goals, and time horizon, with strategies for growth, income, and risk management.
Tax Planning
Strategies to minimize tax liabilities through tax-efficient investments, retirement accounts, and timing of gains/losses.
Retirement Planning
A roadmap to ensure you have sufficient income and assets to sustain your desired lifestyle in retirement.
Estate Planning
Guidance on wills, trusts, and beneficiary designations to protect and transfer wealth to future generations.
Risk Management and Insurance
Analysis and recommendations on insurance needs, such as life, disability, and long-term care insurance, to protect against unforeseen events.
Ongoing Monitoring and Adjustments
Regular reviews and updates to adapt the plan to changing market conditions, financial needs, and personal goals.
Map a Clear Path to the Life You Want
Your Partners in Future Financial Success
Royal American’s dedicated advisors diligently support you and your
family–from initial assessment to long-term strategic plan adjustments.
1
Comprehensive Financial Assessment
What’s your starting point? Every partnership begins with an extensive review of your financial situation, including assets, liabilities, income, and expenses.
2
Goal Setting & Strategy Development
Define your financial vision and goals. Your dedicated advisor creates a smart, personalized strategy that aligns with your long-term objectives and risk tolerance.
3
Portfolio Management and Diversification
Turn your goals into action with a diversified investment plan. Our fiduciary advisors prioritize balanced strategies that strive to optimize growth while managing risk.
4
Regular Monitoring and Adjustments
Stay on track with ongoing reviews and adjustments. We recommend changes as market conditions evolve and your goals change to ensure long-term financial security.
Trust Royal American’s 25+ Years Of Successful, Multi-Generational Wealth Management.
Wealth Management
Frequently Asked Questions
Have More Questions? Want To Explore A Partnership With Royal American?
Contact us for a free consultation.
What is included in your wealth management?
- Investment Strategy – A tailored portfolio based on risk tolerance, goals, and time horizon, with strategies for growth, income, and risk management.
- Tax Planning – Strategies to minimize tax liabilities through tax-efficient investments, retirement accounts, and timing of gains/losses.
- Retirement Planning – A roadmap to ensure clients have sufficient income and assets to sustain their desired lifestyle in retirement.
- Estate Planning – Guidance on wills, trusts, and beneficiary designations to protect and transfer wealth to future generations.
- Risk Management and Insurance – Analysis and recommendations on insurance needs, such as life, disability, and long-term care insurance, to protect against unforeseen events.
- Ongoing Monitoring and Adjustments – Regular reviews and updates to adapt the plan to changing market conditions, financial needs, and personal goals.
How do you determine which investment strategies are right for me?
Your Royal American investment advisors determine the right strategies for you by conducting a thorough assessment of your financial goals, risk tolerance, investment time horizon, and current financial situation. We also consider your investment experience, income needs, and personal values or preferences, such as a desire for socially responsible investments. Based on this analysis, your dedicated advisor designs a customized strategy that balances growth potential with appropriate risk, aligning with both short-term needs and long-term financial objectives.
Will I have access to regular updates on my portfolio's performance?
Yes. Our clients regularly receive detailed portfolio performance updates, delivered through email and, if preferred, by mail, ensuring they stay informed about their investments’ progress. Each report provides a comprehensive overview of portfolio gains, losses, and adjustments, along with market insights to help you understand the factors impacting performance. Additionally, our advisors offer personalized commentary and are available for follow-up discussions to address any questions or make adjustments as needed, ensuring you feel supported and confident in their financial journey.
What is your approach to managing risk in wealth management?
Your advisor approaches managing risk on an individual basis. First, we assess your personal risk tolerance, investment goals, and time horizon to determine an appropriate risk level. Next, we create a diversified portfolio that spreads investments across asset classes, sectors, and geographic regions, reducing the impact of any single market fluctuation. Over time, we continuously monitor market conditions and your portfolio, making adjustments as needed to maintain the balance between risk and return. We may implement strategies like rebalancing or using low-volatility assets to protect against potential downside risks.
How do you align my wealth management plan with my personal goals?
We begin every client partnership with an in-depth discovery session to understand your unique aspirations, financial objectives, lifestyle preferences, and risk tolerance. Using this information, your dedicated advisor crafts a personalized strategy that targets your specific milestones–such as retirement income, legacy planning, or education funding–and builds in flexibility to adapt to life changes or evolving priorities. We frequently connect with you for regular check-ins and monitoring, at which point your advisor may adjust the plan as needed, ensuring it remains best aligned with your goals while maximizing growth potential and managing risks and life changes effectively.
Invest In Your Future Today.
Build Your Legacy For Generations.
